Advance Care Credit Affirm - "Treat now. Pay later" flexible financing via our app PatientFi - No hard credit check, zero interest options, easy monthly payments
No hard credit check Zero interest options Easy monthly payments
- Visit www.advancecarecard.com then select Apply Now
- Choose current credit status from Excellent, Good, or Fair
- You will be directed to a product which best matches your credit situation
We accept pre-paid HSA and FSA accounts as a form of payment. We can also provide you with a detailed superbill, and receipt of payment received. You will need to provide this to your insurance company and communicate with them individually. We do not work directly with insurance companies ourselves.
Applications must be submitted online via our website: advancecarecard.com
Yes. You may use a co-applicant when you are applying with Advance Care Card.
After the initial interest free period, your interest rate and terms are based on your individual credit history and current financial situation. The better your credit, the better interest rate and terms you are likely to receive.
When applying online, Advance Care will provide you an immediate credit decision. If an immediate approval is not available and additional work is required on your application, you will be notified by Advance Care once a decision is made on your application.
Your card should arrive by mail in 4 to 7 business days. Your card # will not be available until you receive the card.
Lenders are required to provide a letter within 7 business days of your declination advising specifics with regard to your decline. They also will provide a phone number to call with questions.